PRBC Alternative Credit Data

Credit where it’s due, even without a traditional score.

The marketplace is full of consumers who you haven’t done business with because their credit risk is considered unmeasurable. Now, thanks to PRBC, you can now offer credit to creditworthy customers who lack a traditional credit score.

PRBC measures creditworthiness through various alternative data sources, including:

  • UK residency information
  • Consumer financial information
  • Household affluence and income
  • Household type
  • Nature of occupation
  • Demographic information
  • Self-reported and independently-verified data on payment of monthly expenses (rent, utilities, mobile, etc.)

PRBC credit reports include relevant data and an alternative credit score to measure credit risk. This allows you to make an informed decision, even on customers whose traditional credit checks return a thin file, no trade lines, no hit, etc.